Life InsuranceBenoit and Associates can provide affordable, flexible rates from an array of A-Rated insurance companies. All policies are also portable if you change occupations.
- Term insurance (group or individual) - offers a maximum death benefit for a low cost
- Universal life - designed to provide cash value in addition to death benefit
- Whole life - offers one low fixed rate paid periodically
- Executive term - inexpensive rates for high amounts
- Critical life - supplemental term with a living benefit paid in a lump sum cash payment for critical illness
Plan types include:
Many plans offer you the flexibility to continue the policy at retirement or to use your cash value while you are living to supplement your retirement income.
- Spouse and/or children
- Accident death & dismemberment benefit (AD&D)
- Waiver of premium
- Conversion option